Terms of use

Terms & Conditions

Last updated: July 27, 2025

General

Delphi EU reserves the right to update or modify these Terms of Use at any time. Any such changes will take effect immediately upon being published on the website without prior notice.

Use of the website is subject to the terms and conditions in force at the time of access.

The term “User” refers to any individual who interacts with or accesses the website.

These terms are written in the masculine form for convenience but apply equally to all users, regardless of gender.

The information provided on this website is general and non-binding. It does not replace, alter, or override any applicable laws, regulations, legal procedures, or court rulings (hereinafter: “the Law”). In case of conflict or uncertainty, the binding version will always be that which appears in the Law. Users should not rely on the website content as a substitute for professional legal, financial, or other advice. Any reliance on the website content is at the user’s own risk.

The website is currently in a pilot phase and provides general information regarding Delphi EU and its investment model. Information may be incomplete or inaccurate and should not be solely relied upon.

Collaboration with Numisma Wealth Management Ltd

Delphi EU operates in collaboration with Numisma Wealth Management Ltd, a Cyprus-based investment firm licensed and regulated by the Cyprus Securities and Exchange Commission (CySEC) under MiFID II.

All regulated investment services are provided exclusively by Numisma Wealth Management Ltd, which has regulatory passporting rights across the European Union and Schengen area. Delphi EU does not offer or carry out regulated investment services directly.

Any interaction between users and regulated entities (including Numisma) arising from or facilitated by Delphi EU is subject to the legal and regulatory framework applicable to those entities. Delphi EU acts solely as an informational and commercial platform and does not provide investment advice or portfolio management services.

Purpose of the Website

The purpose of this website is to provide online information regarding Delphi EU, its investment strategy, and client relationship model. The user is responsible for how they use this information. Accessing this website does not replace other formal sources of information or obligations, nor does it override them. It is simply intended to offer insight into the services offered by Delphi EU.

Misuse of the website or services is strictly prohibited. For example, users must not interfere with the operation of the site or attempt to access it through methods other than those explicitly provided by the website. Users may only use the website in a manner that complies with applicable laws.

Delphi EU reserves the right to suspend or terminate access to the website or its services without notice if the user fails to comply with the Terms of Use.

Intellectual Property

The content on this website is the intellectual property of Delphi EU and protected by applicable copyright laws in Cyprus and international treaties. This includes text, images, graphics, and software (hereinafter: “Protected Material”), unless explicitly stated otherwise.

Users may make “fair use” of this material, including reasonable citation, provided the source is credited. Users must not alter or distort the material in a way that may harm the reputation or integrity of Delphi EU.

Without prior written consent, users may not reproduce, distribute, publicly display, broadcast, make available to the public, create derivative works from, or commercially use any Protected Material.

Delphi EU respects the rights of others. If you believe that any content on this website violates your copyright or privacy, please contact us so we may address the issue.

Privacy Policy

Information provided by users remains entirely anonymous unless voluntarily submitted. Such data may be used to communicate with users according to their preferences.

For maintenance and performance purposes, the website collects statistical data (e.g., which pages are visited, which links are clicked) using analytics tools and cookies. This data is used solely to improve user experience and analyze website usage. The information is not personally identifiable.

Users can manage cookies through their browser settings. Use of cookies is not mandatory for browsing the site.

We do not use collected data to identify users or violate their privacy. Data is used strictly for the purposes outlined above.

Data Security

Delphi EU strives to provide a secure digital experience for users, adhering to the highest standards of cybersecurity and privacy protection. The website is hosted and operated in a secure environment that complies with information security regulations.

Liability

This website is provided “as is.” Delphi EU does not guarantee that the website will meet the specific needs of each user or that all services and information will be available at all times.

If services or information are temporarily or permanently unavailable, users should contact Delphi EU directly.

Delphi EU is not liable for any errors, inaccuracies, or service disruptions, whether caused by users, third parties, or technical issues. The company is not responsible for damages, direct or indirect, resulting from reliance on content provided through this website.

Delphi EU may not display all relevant information or rights at all times, and is not liable for missing or inaccurate data.

In this section, “Delphi EU” includes its employees, representatives, and service providers.

External Links

This site may contain links to third-party websites. These links are provided for convenience only.

Delphi EU does not assume responsibility for the content of third-party websites. A link to a third-party site does not imply endorsement or recommendation.

When the links were included, the content was deemed relevant and functional. However, content on external sites may change over time. If you find a link to be broken or irrelevant, please let us know.

In the case of any discrepancy between content on this website and official publications of EU regulators or Delphi EU’s licensed partners (such as Numisma Wealth Management Ltd), only the official sources will be considered valid and binding.

Donations Policy

Delphi EU does not currently accept donations through this website.

Contact Information

For any questions or comments about this website, you may contact us at:

Delphi EU
Contact form available on the Contact Us page of this website